Many people put off getting life insurance because it seems overwhelming. We are here to help you make sense of your options and feel comfortable with your coverage—before it’s too late. Some of the most urgent reasons for securing life insurance coverage can easily be overlooked, so it helps to consider the following:
- Do you have an estate?
- Do you wish to pass along your wealth?
- Are you planning for a child/grandchild’s education?
- Are you providing care or financial assistant to a parent?
- Will your child/grandchild require long-term care or assistance?
Is It Time for a Policy Review?
There are a handful of events in your life that will require a review of your policy. If you or a loved one has experienced any of the following, it may be time to update the current life insurance coverages:
- Recently married
- Purchased a new home
- Welcomed a new child/grandchild
- Opened/Expanded a business
Your Life Insurance Policy Options
Every life insurance option offers its own distinct benefits. When we can sit down and discuss your hopes and fears, we will be in a better position to find the right type of coverage for you and your family:
- Whole Life Insurance – offers lifelong protection with a cash value that builds up over time
- Term Life Insurance – provides coverage for a fixed period of time, with the option to convert to permanent protection later on
- Universal Life Insurance – flexible, permanent life insurance that builds up a cash value